@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap');
:root{--navy:#071f41;--blue:#0c3c73;--gold:#c99a2e;--gold2:#efca66;--cream:#fbf8f0;--ink:#10233d;--muted:#68778c;--line:#e6ebf1;--white:#fff;--soft:#f5f8fc;--green:#1f8b50}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:"DM Sans",sans-serif;background:#fff;line-height:1.65}a{text-decoration:none;color:inherit}.container{width:min(1180px,92%);margin:auto}.top{background:var(--navy);color:#dfe9f4;font-size:12px}.top .container{min-height:38px;display:flex;align-items:center;justify-content:flex-end;gap:24px}.nav{height:84px;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.navin{height:100%;display:flex;align-items:center;justify-content:space-between}.logo{width:174px;height:70px;object-fit:contain}.links{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:700}.links a:hover{color:var(--gold)}.toggle{display:none;background:0;border:0;font-size:27px;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 22px;border-radius:999px;font-weight:800;border:1px solid transparent;cursor:pointer;transition:.2s}.btn:hover{transform:translateY(-2px)}.primary{background:var(--navy);color:#fff}.gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#12243e}.light{background:#fff;border-color:#cbd6e3;color:var(--navy)}
.hero{overflow:hidden;background:radial-gradient(circle at 90% 10%,rgba(201,154,46,.23),transparent 30%),linear-gradient(135deg,#f6faff 0%,#fff 58%,#fbf8f0 100%);padding:86px 0 72px}.heroGrid{display:grid;grid-template-columns:1.12fr .88fr;gap:55px;align-items:center}.eyebrow,.tag{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-weight:800}.tag{display:inline-block;letter-spacing:.04em;padding:7px 13px;background:#edf3f9;border-radius:999px;color:var(--blue)}.hero h1{font-family:Manrope,sans-serif;font-size:clamp(43px,5.6vw,72px);line-height:1.02;letter-spacing:-.045em;margin:15px 0}.hero h1 span{color:var(--gold)}.lead{font-size:18px;color:var(--muted);max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 25px}.trust{display:flex;gap:25px;flex-wrap:wrap;color:#52627a;font-size:13px}.trust b{color:var(--navy)}.heroVisual{position:relative}.glow{position:absolute;inset:8% 3% 2%;background:linear-gradient(135deg,#0a315f,#0b427d);border-radius:36px;transform:rotate(4deg);opacity:.08}.visualCard{position:relative;background:#fff;border:1px solid var(--line);border-radius:32px;padding:25px;box-shadow:0 25px 70px rgba(7,31,65,.13)}.visualCard img{width:100%;display:block;border-radius:20px}.mini{position:absolute;right:-20px;bottom:28px;background:#fff;border:1px solid var(--line);border-radius:17px;padding:14px 17px;box-shadow:0 15px 40px rgba(7,31,65,.14);font-size:12px}.mini strong{display:block;font-size:20px;color:var(--navy)}
.section{padding:88px 0}.soft{background:var(--soft)}.cream{background:var(--cream)}.center{text-align:center}.section h2,.pageHero h1{font-family:Manrope,sans-serif;font-size:clamp(31px,4vw,48px);line-height:1.1;letter-spacing:-.035em;margin:12px 0}.intro{max-width:760px;color:var(--muted);margin:0 auto 42px}.loanGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.loan{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;transition:.2s}.loan:hover{transform:translateY(-5px);box-shadow:0 18px 45px rgba(7,31,65,.09)}.icon{width:48px;height:48px;border-radius:14px;background:#edf4fb;color:var(--navy);display:grid;place-items:center;font-size:21px;margin-bottom:19px}.loan h3{margin:0 0 8px}.loan p{color:var(--muted);font-size:14px;margin:0}.loan a{display:inline-block;margin-top:16px;color:var(--blue);font-weight:800;font-size:13px}.split{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}.bullets{display:grid;gap:16px;margin:28px 0}.bullet{display:flex;gap:13px}.check{width:25px;height:25px;border-radius:50%;background:#eaf3e9;color:#24633b;display:grid;place-items:center;flex:0 0 auto;font-size:12px;font-weight:800}.bullet strong{display:block}.bullet span{color:var(--muted);font-size:14px}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{padding:24px;background:#fff;border:1px solid var(--line);border-radius:20px}.num{font-family:Manrope;font-size:35px;color:var(--gold);font-weight:800}.step p{color:var(--muted);font-size:14px}.banner{background:var(--navy);color:#fff;padding:55px 0}.bannerIn{display:flex;justify-content:space-between;align-items:center;gap:30px}.banner h2{font-family:Manrope;margin:0;font-size:32px}.banner p{color:#cbd9e8;margin:7px 0 0}
.formSection{padding:82px 0;background:linear-gradient(135deg,#f7fafc,#fff)}.formGrid{display:grid;grid-template-columns:.72fr 1.28fr;gap:35px}.contactCard{background:var(--navy);color:#fff;border-radius:26px;padding:34px}.contactCard p{color:#d2deeb}.contactCard a{color:#fff}.form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:0 20px 55px rgba(7,31,65,.08)}.fine{font-size:11px;color:var(--muted);margin-top:12px}.zohoFormWrap{overflow:hidden;min-width:0}.zohoFormWrap iframe{width:100%;height:560px;max-width:100%;border:0;border-radius:12px;background:#fff;display:block}
.pageHero{padding:70px 0;background:linear-gradient(135deg,#f6faff,#fff 65%,#fbf8f0)}.pageHero .lead{max-width:820px}.content{max-width:900px;margin:auto}.content h2{font-family:Manrope;margin-top:42px;font-size:32px}.content h3{font-family:Manrope;margin-top:30px;font-size:22px}.content p,.content li{color:#52627a}.content ul{padding-left:22px}.notice{padding:20px 22px;background:#f6f8fb;border-left:4px solid var(--gold);border-radius:10px;margin:25px 0}.infoGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.infoBox{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}.infoBox h3{margin:0 0 8px}.infoBox p{color:var(--muted);font-size:14px}.faq{border-top:1px solid var(--line)}.faq details{padding:18px 0;border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:800}.faq p{color:var(--muted);max-width:850px}
.footer{background:#061b37;color:#cdd9e7;padding:52px 0 22px}.footerGrid{display:grid;grid-template-columns:1.3fr .8fr .9fr;gap:45px}.footer img{width:180px;background:#fff;border-radius:12px;padding:4px}.footer h4{color:#fff;margin-top:0}.footer p{font-size:13px}.footer a:hover{color:#fff}.bottom{border-top:1px solid #ffffff18;margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;font-size:11px}.whats{position:fixed;right:18px;bottom:18px;width:57px;height:57px;border-radius:50%;background:#1fb95a;color:#fff;display:grid;place-items:center;font-size:25px;z-index:80;box-shadow:0 12px 30px #0003}
@media(max-width:1000px){.links{gap:18px;font-size:13px}.heroGrid{gap:38px}.loanGrid{grid-template-columns:repeat(2,1fr)}.process{grid-template-columns:repeat(2,1fr)}.infoGrid{grid-template-columns:1fr 1fr}}@media(max-width:900px){.links{display:none;position:absolute;top:84px;left:0;right:0;background:#fff;padding:20px 5%;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line);box-shadow:0 16px 30px rgba(7,31,65,.08)}.links.open{display:flex}.links a{padding:8px 0}.links .btn{width:100%}.toggle{display:block;min-width:44px;min-height:44px;cursor:pointer}.heroGrid,.split,.formGrid{grid-template-columns:1fr}.heroVisual{max-width:650px;width:100%;margin:0 auto}.hero{padding:60px 0}.mini{right:8px}.footerGrid{grid-template-columns:1fr 1fr}.formGrid{gap:24px}}@media(max-width:640px){.container{width:min(94%,560px)}.top{display:none}.nav{height:74px}.links{top:74px}.logo{width:148px;height:60px}.hero{padding:48px 0 54px}.hero h1{font-size:clamp(38px,11vw,54px)}.lead{font-size:16px}.trust{gap:10px;display:grid}.heroVisual{margin-top:8px}.visualCard{padding:14px;border-radius:22px}.visualCard img{border-radius:14px}.mini{position:relative;right:auto;bottom:auto;display:inline-block;margin:14px 0 0 auto;float:right}.section{padding:62px 0}.section h2,.pageHero h1{font-size:clamp(30px,8vw,42px)}.loanGrid,.process,.infoGrid,.footerGrid{grid-template-columns:1fr}.loan{padding:22px}.split{gap:30px}.contactCard{padding:25px}.form{padding:14px;border-radius:18px}.formSection{padding:62px 0}.actions .btn{width:100%}.bottom{display:grid;gap:8px}.whats{width:54px;height:54px;right:14px;bottom:14px}.pageHero{padding:52px 0}.content h2{font-size:28px}.zohoFormWrap{padding:12px}.zohoFormWrap iframe{height:590px;border-radius:10px}}

.formHeading{margin-bottom:18px}.formHeading h2{font-family:Manrope,sans-serif;margin:10px 0 6px;font-size:30px;color:var(--navy)}.formHeading p{color:var(--muted);margin:0}.formFallback{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:14px;padding:16px;border:1px dashed var(--line);border-radius:14px;background:#f8fafc}.formFallback span{color:var(--muted);font-size:13px}.formFallback .btn{margin-left:auto}
@media(max-width:640px){.formHeading h2{font-size:26px}.formFallback{display:grid}.formFallback .btn{margin-left:0;width:100%}}

/* V7 Zoho enquiry form */
.zoho-form-wrap{width:100%;max-width:900px;margin:28px auto 0;background:#fff;border-radius:18px;overflow:hidden;box-shadow:0 10px 35px rgba(0,0,0,.08)}
.zoho-form-wrap iframe{display:block;width:100%;min-height:1100px;border:0;background:#fff}
.form-fallback{text-align:center;margin:14px auto 0;font-size:.92rem}
.form-fallback a{font-weight:700}
@media (max-width:700px){
  .zoho-form-wrap{margin-top:20px;border-radius:12px}
  .zoho-form-wrap iframe{min-height:1250px}
}

/* V8 official Zoho Forms embed */
#zf_div_d5hzqPCt4HaIKXiRvJTJ0IKTIS0HHmnhck7Z-ZpmCYE{
  width:100%;
  max-width:900px;
  margin:24px auto 0;
  background:#fff;
  border-radius:18px;
  overflow:hidden;
}
#zf_div_d5hzqPCt4HaIKXiRvJTJ0IKTIS0HHmnhck7Z-ZpmCYE iframe{
  display:block;
  width:99%;
  max-width:100%;
  min-height:845px;
  border:0;
  margin:0 auto;
}
@media (max-width:700px){
  #zf_div_d5hzqPCt4HaIKXiRvJTJ0IKTIS0HHmnhck7Z-ZpmCYE{
    margin-top:18px;
    border-radius:12px;
  }
  #zf_div_d5hzqPCt4HaIKXiRvJTJ0IKTIS0HHmnhck7Z-ZpmCYE iframe{
    min-height:1050px;
  }
}